15945 W COTTONWOOD Street, Surprise, AZ 85374
$400,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,949 Lot Size (sq. ft.): 6,213 Status: Active
Current Price: $400,000 Last Modified: 3/19/2026
Overview
Description
ASSUMABLE 5% FHA LOAN & OWNED SOLAR. This Home Comes With Fully Owned Solar, No Lease! Located In Mountain Vista Ranch, This Beautifully Upgraded 4 Bed, 2.5 Bath Home Features New Wood Laminate Flooring, Fresh Carpet, And Interior Paint. The Kitchen Offers Refinished Cabinetry, Updated Hardware, And A Stylish Backsplash. Enjoy A Spacious Open-Concept Great Room And Convenient Downstairs Powder Room. Upstairs Offers Generous Bedrooms, While The Primary Suite Includes A Large Walk-In Closet, Upgraded Shower, And Private Toilet Room. The Backyard Is Designed For Relaxation With Lush Greenery, Pet-Friendly Turf, And A Side Deck For Added Outdoor Living. Great Curb Appeal In A Peaceful Setting; Come See Today!
Listing Details MLS# 7001098
Location, Tax & Legal
- House Number
- 15945
- Compass
- W
- Street Name
- COTTONWOOD
- St Suffix
- Street
- City/Town Code
- Surprise
- State/Province
- AZ
- Zip Code
- 85374
- Zip4
- 5710
- County Code
- Maricopa
- Assessor Number
- 501-77-599
- Subdivision
- MOUNTAIN VISTA RANCH PARCEL 7 AMENDED
- Tax Year
- 2025
- Assessor's Map #
- 77
- Legal Description (Abbrev)
- LOT 128 MOUNTAIN VISTA RANCH PARCEL 7 AMENDED MCR
- Assessor's Parcel #
- 599
- Tax Municipality
- Surprise
- Taxes
- 1145
Contract Information
- Type
- Exclusive Right To Sell
- Ownership
- Fee Simple
- Co-Ownership (Fractional) Agreement YN
- No
General Property Description
- Dwelling Type
- Single Family Residence
- Dwelling Styles
- Detached
- Exterior Stories
- 2
- # of Interior Levels
- 2
- # Bedrooms
- 4
- Full Bathrooms
- 2
- Half Bathrooms
- Yes
- Total Bathrooms
- 3
- Approx SQFT
- 1949
- Price/SqFt
- 205.23
- Horses
- N
- Builder Name
- Unknown
- Year Built
- 1999
- Approx Lot SqFt
- 6213
- Approx Lot Acres
- 0.143
- Community Pool Y/N
- No
- Private Pool Y/N
- No
- Fireplace YN
- No
- Elementary School District
- Dysart Unified District
- High School District
- Dysart Unified District
- Elementary School
- Kingswood Elementary School
- Jr. High School
- Kingswood Elementary School
- High School
- Dysart High School
Remarks Misc
- Cross Street
- Bell Road & Reems Road
- Directions
- From Reems, west on Bell, south on Mountain Vista, south on 158th Dr, west on Cottonwood, home on the south side of road.
Legal Info
- Township
- 3N
- Range
- 1W
- Section
- 6
- Lot Number
- 128
Basement
- Basement Y/N
- N
More Information
Items Updated
- Floor Yr Updated
- 2023
- Floor Partial/Full
- Partial
- Roof Yr Updated
- 2023
- Roof Partial/Full
- Partial
Parking Spaces
- Garage Spaces
- 2
- Slab Parking Spaces
- 2
- Total Covered Spaces
- 2
Solar Panels
- Ownership
- Owned Outright
Showing Notification Methods
- Showing Service
- Aligned Showings
- Yes
Special Listing Cond
- N/A
- Yes
Construction
- Wood Frame
- Yes
Const - Finish
- Stucco
- Yes
Roofing
- Tile
- Yes
Association & Fees
- HOA Y/N
- Y
- HOA Disclosure/Addendum Affirmation
- Yes
- HOA Transfer Fee
- 400
- HOA Fee
- 90
- HOA Paid Frequency
- Quarterly
- HOA Name
- Mountain Vista Ranch
- HOA Telephone
- 602-957-9191
- HOA Management Company
- AAM
- HOA Management Phone
- 602-957-9191
- Special Assessment HOA
- No
- HOA 2 Y/N
- N
- PAD Fee Y/N
- N
- Cap Improvement/Impact Fee
- 0
- Cap Improvement/Impact Fee $/%
- $
- Prepaid Association Fees HOA
- 0
- Disclosure Fees HOA
- 0
- Other Fees HOA
- 0
- Land Lease Fee Y/N
- N
- Rec Center Fee Y/N
- N
- Ttl Mthly Fee Equiv
- 30
Lockbox Type
- Supra
- Yes
Architecture
- Other
- Yes
Master Bathroom
- Full Bth Master Bdrm
- Yes
- Double Vanity
- Yes
Master Bedroom
- Upstairs
- Yes
- Not Split
- Yes
Add'l Property Use
- None
- Yes
Flooring
- Carpet
- Yes
- Tile
- Yes
- Wood
- Yes
Window Features
- Dual Pane
- Yes
Community Features
- Biking/Walking Path
- Yes
- Children's Playgrnd
- Yes
Dining Area
- Formal
- Yes
- Dining in LR/GR
- Yes
- Dining in FR
- Yes
Heating
- Electric
- Yes
Kitchen Features
- Dishwasher
- Yes
- Disposal
- Yes
- Electric Oven
- Yes
- Kitchen Island
- Yes
- Laminate Counters
- Yes
- Built-in Microwave
- Yes
- Pantry
- Yes
- Refrigerator
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
Interior Features
- Vaulted Ceiling(s)
- Yes
Laundry
- Washer Included
- Yes
- Dryer Included
- Yes
- Inside
- Yes
Separate Den/Office
- Sep Den/Office Y/N
- N
Road Access Type
- City Street
- Yes
Road Surface Type
- Asphalt
- Yes
Road Responsibility
- City Maintained Road
- Yes
Technology
- 3+ Exist Tele Lines
- Yes
- Cable TV Avail
- Yes
- High Speed Internet
- Yes
- Security System Leased
- Yes
Fencing
- Block
- Yes
Water Source
- City Water
- Yes
Exterior Features
- Covered Patio(s)
- Yes
- Patio
- Yes
Spa
- None
- Yes
Sewer
- Sewer - Public
- Yes
Parking Features
- Garage Door Opener
- Yes
Irrigation
- None
- Yes
New Financing
- Cash
- Yes
- VA
- Yes
- Conventional
- Yes
- FHA
- Yes
- 1031 Exchange
- Yes
Energy/Green Feature
- Solar Panels
- Yes
Plumbing
- Electric Hot Wtr Htr
- Yes
Utilities
- APS
- Yes
Existing 1st Loan
- FHA
- Yes
Property Description
- North/South Exposure
- Yes
Landscaping
- Gravel/Stone Back
- Yes
- Grass Front
- Yes
- Yrd Wtring Sys Front
- Yes
- Yrd Wtring Sys Back
- Yes
- Auto Timer H2O Front
- Yes
- Auto Timer H2O Back
- Yes
Services
- City Services
- Yes
Horse Features
- See Remarks
- Yes
Disclosures
- Seller Discl Avail
- Yes
- Agency Discl Req
- Yes
Possession
- By Agreement
- Yes
- Close of Escrow
- Yes
Association Fee Incl
- Common Area Maint
- Yes
Assoc Rules/Info
- Prof Managed
- Yes
Property Features
Special Listing Cond: N/A Add'l Property Use: None Architecture: Other Master Bathroom: Full Bth Master Bdrm; Double Vanity Master Bedroom: Upstairs; Not Split Flooring: Carpet; Tile; Wood Window Features: Dual Pane Spa: None Community Features: Biking/Walking Path; Children's Playgrnd Dining Area: Formal; Dining in LR/GR; Dining in FR Kitchen Features: Electric Oven; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Pantry; Laminate Counters; Kitchen Island Laundry: Washer Included; Dryer Included; Inside Interior Features: Vaulted Ceiling(s) Technology: 3+ Exist Tele Lines; Cable TV Avail; High Speed Internet; Security System Leased Exterior Features: Covered Patio(s); Patio Parking Features: Garage Door Opener Road Access Type: City Street Road Surface Type: Asphalt Road Responsibility: City Maintained Road Construction: Wood Frame Const - Finish: Stucco Roofing: Tile Cooling: Central Air; Ceiling Fan(s) Heating: Electric Plumbing: Electric Hot Wtr Htr Utilities: APS Water Source: City Water Irrigation: None Sewer: Sewer - Public Services: City Services Fencing: Block Property Description: North/South Exposure Landscaping: Gravel/Stone Back; Grass Front; Yrd Wtring Sys Front; Yrd Wtring Sys Back; Auto Timer H2O Front; Auto Timer H2O Back Horse Features: See Remarks Showing Notification Methods: Email Lockbox Type: Supra Possession: By Agreement; Close of Escrow Association Fee Incl: Common Area Maint Existing 1st Loan: FHA New Financing: Cash; VA; FHA; Conventional; 1031 Exchange Disclosures: Seller Discl Avail; Agency Discl Req
Listing Office: Realty ONE Group

Last Updated: March - 19 - 2026
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