15945 W COTTONWOOD Street, Surprise, AZ 85374 (MLS# 7001098)

15945 W COTTONWOOD Street, Surprise, AZ 85374

$400,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,949 Lot Size (sq. ft.): 6,213 Status: Active
Current Price: $400,000 Last Modified: 3/19/2026

Overview

Description

ASSUMABLE 5% FHA LOAN & OWNED SOLAR. This Home Comes With Fully Owned Solar, No Lease! Located In Mountain Vista Ranch, This Beautifully Upgraded 4 Bed, 2.5 Bath Home Features New Wood Laminate Flooring, Fresh Carpet, And Interior Paint. The Kitchen Offers Refinished Cabinetry, Updated Hardware, And A Stylish Backsplash. Enjoy A Spacious Open-Concept Great Room And Convenient Downstairs Powder Room. Upstairs Offers Generous Bedrooms, While The Primary Suite Includes A Large Walk-In Closet, Upgraded Shower, And Private Toilet Room. The Backyard Is Designed For Relaxation With Lush Greenery, Pet-Friendly Turf, And A Side Deck For Added Outdoor Living. Great Curb Appeal In A Peaceful Setting; Come See Today!

Listing Details MLS# 7001098

Location, Tax & Legal

House Number
15945
Compass
W
Street Name
COTTONWOOD
St Suffix
Street
City/Town Code
Surprise
State/Province
AZ
Zip Code
85374
Zip4
5710
County Code
Maricopa
Assessor Number
501-77-599
Subdivision
MOUNTAIN VISTA RANCH PARCEL 7 AMENDED
Tax Year
2025
Assessor's Map #
77
Legal Description (Abbrev)
LOT 128 MOUNTAIN VISTA RANCH PARCEL 7 AMENDED MCR
Assessor's Parcel #
599
Tax Municipality
Surprise
Taxes
1145

Contract Information

Type
Exclusive Right To Sell
Ownership
Fee Simple
Co-Ownership (Fractional) Agreement YN
No

General Property Description

Dwelling Type
Single Family Residence
Dwelling Styles
Detached
Exterior Stories
2
# of Interior Levels
2
# Bedrooms
4
Full Bathrooms
2
Half Bathrooms
Yes
Total Bathrooms
3
Approx SQFT
1949
Price/SqFt
205.23
Horses
N
Builder Name
Unknown
Year Built
1999
Approx Lot SqFt
6213
Approx Lot Acres
0.143
Community Pool Y/N
No
Private Pool Y/N
No
Fireplace YN
No
Elementary School District
Dysart Unified District
High School District
Dysart Unified District
Elementary School
Kingswood Elementary School
Jr. High School
Kingswood Elementary School
High School
Dysart High School

Remarks Misc

Cross Street
Bell Road & Reems Road
Directions
From Reems, west on Bell, south on Mountain Vista, south on 158th Dr, west on Cottonwood, home on the south side of road.

Legal Info

Township
3N
Range
1W
Section
6
Lot Number
128

Basement

Basement Y/N
N

More Information

Items Updated

Floor Yr Updated
2023
Floor Partial/Full
Partial
Roof Yr Updated
2023
Roof Partial/Full
Partial

Parking Spaces

Garage Spaces
2
Slab Parking Spaces
2
Total Covered Spaces
2

Solar Panels

Ownership
Owned Outright

Showing Notification Methods

Showing Service
Aligned Showings
Email
Yes

Special Listing Cond

N/A
Yes

Construction

Wood Frame
Yes

Const - Finish

Stucco
Yes

Roofing

Tile
Yes

Association & Fees

HOA Y/N
Y
HOA Disclosure/Addendum Affirmation
Yes
HOA Transfer Fee
400
HOA Fee
90
HOA Paid Frequency
Quarterly
HOA Name
Mountain Vista Ranch
HOA Telephone
602-957-9191
HOA Management Company
AAM
HOA Management Phone
602-957-9191
Special Assessment HOA
No
HOA 2 Y/N
N
PAD Fee Y/N
N
Cap Improvement/Impact Fee
0
Cap Improvement/Impact Fee $/%
$
Prepaid Association Fees HOA
0
Disclosure Fees HOA
0
Other Fees HOA
0
Land Lease Fee Y/N
N
Rec Center Fee Y/N
N
Ttl Mthly Fee Equiv
30

Lockbox Type

Supra
Yes

Architecture

Other
Yes

Master Bathroom

Full Bth Master Bdrm
Yes
Double Vanity
Yes

Master Bedroom

Upstairs
Yes
Not Split
Yes

Add'l Property Use

None
Yes

Flooring

Carpet
Yes
Tile
Yes
Wood
Yes

Window Features

Dual Pane
Yes

Community Features

Biking/Walking Path
Yes
Children's Playgrnd
Yes

Dining Area

Formal
Yes
Dining in LR/GR
Yes
Dining in FR
Yes

Heating

Electric
Yes

Kitchen Features

Dishwasher
Yes
Disposal
Yes
Electric Oven
Yes
Kitchen Island
Yes
Laminate Counters
Yes
Built-in Microwave
Yes
Pantry
Yes
Refrigerator
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Interior Features

Vaulted Ceiling(s)
Yes

Laundry

Washer Included
Yes
Dryer Included
Yes
Inside
Yes

Separate Den/Office

Sep Den/Office Y/N
N

Road Access Type

City Street
Yes

Road Surface Type

Asphalt
Yes

Road Responsibility

City Maintained Road
Yes

Technology

3+ Exist Tele Lines
Yes
Cable TV Avail
Yes
High Speed Internet
Yes
Security System Leased
Yes

Fencing

Block
Yes

Water Source

City Water
Yes

Exterior Features

Covered Patio(s)
Yes
Patio
Yes

Spa

None
Yes

Sewer

Sewer - Public
Yes

Parking Features

Garage Door Opener
Yes

Irrigation

None
Yes

New Financing

Cash
Yes
VA
Yes
Conventional
Yes
FHA
Yes
1031 Exchange
Yes

Energy/Green Feature

Solar Panels
Yes

Plumbing

Electric Hot Wtr Htr
Yes

Utilities

APS
Yes

Existing 1st Loan

FHA
Yes

Property Description

North/South Exposure
Yes

Landscaping

Gravel/Stone Back
Yes
Grass Front
Yes
Yrd Wtring Sys Front
Yes
Yrd Wtring Sys Back
Yes
Auto Timer H2O Front
Yes
Auto Timer H2O Back
Yes

Services

City Services
Yes

Horse Features

See Remarks
Yes

Disclosures

Seller Discl Avail
Yes
Agency Discl Req
Yes

Possession

By Agreement
Yes
Close of Escrow
Yes

Association Fee Incl

Common Area Maint
Yes

Assoc Rules/Info

Prof Managed
Yes

Property Features

Special Listing Cond: N/A Add'l Property Use: None Architecture: Other Master Bathroom: Full Bth Master Bdrm; Double Vanity Master Bedroom: Upstairs; Not Split Flooring: Carpet; Tile; Wood Window Features: Dual Pane Spa: None Community Features: Biking/Walking Path; Children's Playgrnd Dining Area: Formal; Dining in LR/GR; Dining in FR Kitchen Features: Electric Oven; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Pantry; Laminate Counters; Kitchen Island Laundry: Washer Included; Dryer Included; Inside Interior Features: Vaulted Ceiling(s) Technology: 3+ Exist Tele Lines; Cable TV Avail; High Speed Internet; Security System Leased Exterior Features: Covered Patio(s); Patio Parking Features: Garage Door Opener Road Access Type: City Street Road Surface Type: Asphalt Road Responsibility: City Maintained Road Construction: Wood Frame Const - Finish: Stucco Roofing: Tile Cooling: Central Air; Ceiling Fan(s) Heating: Electric Plumbing: Electric Hot Wtr Htr Utilities: APS Water Source: City Water Irrigation: None Sewer: Sewer - Public Services: City Services Fencing: Block Property Description: North/South Exposure Landscaping: Gravel/Stone Back; Grass Front; Yrd Wtring Sys Front; Yrd Wtring Sys Back; Auto Timer H2O Front; Auto Timer H2O Back Horse Features: See Remarks Showing Notification Methods: Email Lockbox Type: Supra Possession: By Agreement; Close of Escrow Association Fee Incl: Common Area Maint Existing 1st Loan: FHA New Financing: Cash; VA; FHA; Conventional; 1031 Exchange Disclosures: Seller Discl Avail; Agency Discl Req
Listing Office: Realty ONE Group
IDX
Last Updated: March - 19 - 2026
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